Personal Financial Planning

Busy, successful people are often so involved with day-to-day personal and business responsibilities that they don't take the time to plan their own financial future. And unfortunately, financial security and sound investments rarely happen by chance.

The solution is personal financial planning -- an organized, planned system of achieving financial goals. DACT Asset Management and Protection, LLC is a Registered Investment Advisor, dba IntegriVest. IntegriVest is an affiliate of Echelbarger, Himebaugh, Tamm & Co., P.C. DACT's focus is to develop unique, imaginative plans for you and your family. We operate under a strict code of ethics. Our loyalty is to you. We have the education, training, and qualifications to accomplish the task.

We offer:

• Retirement planning
• Estate planning
• Education planning for children
• Succession planning
• Cash management
• Risk management-life, disability and health
• Elder care

To develop a company and organization that is structured for longevity, there must be a strong framework of fringe benefits and incentives. This is essential to provide motivation for employees to grow, succeed and establish long-term careers with the company. Some employees will aim for future ownership; others prefer stable, secure occupations. All team members are key to the company's success. DACT can assist you with a variety of plans to help attain your company's and employees' growth and success.

• Retirement plans and fringe benefits
• Plans for key employees
   - nonqualified deferred compensation plans
   - stock options
   - phantom stock plans
   - succession planning

DACT provides Personal Financial Planning services. Our mission is to assist you in working toward your financial goals and objectives so your family needs and retirement security are planned and dynamic. We accomplish this by designing a tax-smart financial plan integrating a custom-designed investment portfolio with appropriate insurance products.

The success of this planning is through collaboration. We assemble the right people with the right solutions for your situation. We have developed a network of various financial service providers; these individuals and companies have a depth of knowledge and experience. We help you choose the proper provider to satisfy your specific needs.

We assist in securing:

• Investment advice and implementation through affiliated registered investment advisers
• Implementation of advice through registered representatives of affiliated and unaffiliated securities broker-dealers
• Insurance analysis and implementation through alliances with affiliated and unaffiliated insurance agents

Your personal and business planning needs are always the most important aspect of the project. We bring together firms and professionals specifically chosen to promote your goals and provide leadership in coordinating active participation of other disciplines. The attorneys, insurance professionals, benefit specialists, investment advisors, accountants and other qualified experts have one goal in mind: your financial planning and success.

Team members available to assist you are:
  Michael T. Tamm, CPA